Ridesharing services like Uber and Lyft have become popular ways to get around, but crashes involving these vehicles can be confusing. If you are injured in a rideshare accident, it’s important to understand how Arizona laws work and when it might be time to hire a rideshare accident lawyer.
What Makes Rideshare Accidents Different?
Rideshare crashes are different from regular car accidents because they involve more people and more insurance policies. For example, Uber and Lyft drivers are independent contractors, not employees. This means the companies don’t always take full responsibility for crashes. Instead, they rely on their insurance policies, which only cover certain situations.
The insurance coverage depends on what the driver was doing at the time of the crash:
- Driver not using the app: If the Uber or Lyft driver is not logged into the rideshare app, their personal auto insurance is responsible for covering the accident.
- Driver logged in but no passengers: If the driver is logged into the app but hasn’t picked up a passenger, Uber and Lyft provide limited insurance coverage. However, the driver’s personal insurance is still involved.
- Driver with passengers: If the driver has accepted a ride or is transporting passengers, Uber and Lyft provide higher insurance coverage, including liability, property damage, and injury claims.
Because of these different levels of coverage, rideshare accident cases can be more complicated than regular car accidents.
Arizona Laws for Rideshare Accidents
In Arizona, Uber and Lyft drivers must carry insurance at all times. The amount of coverage changes depending on whether they are working or driving for themselves. Arizona law does not require drivers to have uninsured motorist coverage, which can be a problem if the other driver involved in the accident doesn’t have insurance.
If you’re hurt in a rideshare crash, Arizona law lets you file a claim against the responsible driver. This could be the rideshare driver or another driver involved in the crash. However, figuring out which insurance policy is responsible can be tricky. A rideshare accident lawyer can help you figure out who should pay for your injuries and damages.
When Should You Hire a Rideshare Accident Lawyer?
After an Uber or Lyft accident, you might wonder whether you need a lawyer. Here are a few reasons why hiring a rideshare accident lawyer could be helpful:
- Complicated insurance claims: As mentioned earlier, there are multiple insurance policies involved in rideshare accidents. A lawyer can help you navigate through the complicated process and make sure you’re getting the compensation you deserve.
- Serious injuries: If you’ve been badly hurt, you may have medical bills, lost wages, and other costs that add up quickly. A lawyer can help ensure that you get the financial help you need.
- Low settlement offers: Insurance companies may offer you a low settlement at first, hoping you’ll accept it without question. A lawyer can negotiate on your behalf to get a fair amount.
- Confusing legal process: If you’re unfamiliar with how insurance claims or lawsuits work, a lawyer can explain your options and guide you through each step.
Get Legal Help After a Rideshare Accident
If you’ve been injured in an Uber or Lyft accident in Arizona, don’t wait to get help. Contact Snyder & Wenner, P.C. to discuss your case and learn what steps you should take to protect your rights. You don’t have to go through this process alone; our rideshare accident lawyers can help you understand your options and get the compensation you need to move forward.
