Being injured in a car accident as a passenger can be a very stressful experience. If you were injured in a car accident that was not your fault, you might be wondering what steps you need to take to make a claim against the at-fault driver’s insurance company and receive the compensation you deserve. The following is some vital information for passengers injured in a car accident.
What to do after a car accident as a passenger
If you are injured in a car accident as a passenger, the first thing you should do is seek medical attention. Even if you think your injuries are minor, it is always best to be examined by a medical professional to rule out any serious injuries. Once you have been seen by a doctor or received any necessary medical treatment, you should contact a personal injury law firm specializing in car accident claims.
To successfully make a claim against the at-fault driver’s insurance company, you must gather as much evidence as possible. This includes obtaining the contact information of any witnesses and taking photographs of the accident scene, if possible. Use your medical records and knowledge to assist your case to cover medical bills, treatment, and physical therapy.
You will also need a copy of the accident report from the police department. Once you have gathered all of this information, an experienced car accident attorney will be able to build a strong case on your behalf and help you recover the compensation you deserve.
Insurance policy information as a passenger in a car accident
After the accident, and once you have contacted your insurance and an attorney to assist you with your case, your claim will likely be made against your driver’s insurance policy. However, if your driver is not at fault for the accident, you may make a claim on the other driver’s insurance policy. In some instances, you may also be able to file a personal injury claim in court against one or both of the drivers.
Each state has minimum liability insurance that a driver is responsible for purchasing as a driver. Bodily Injury Liability and Property Damage Liability are two primary coverages states require a driver to include in a policy.
As previously mentioned, it is essential to contact your insurance company and a qualified lawyer after an accident and detail the event to ensure liability and push your case forward to the liable party’s insurance company. While you can do this independently, an attorney will facilitate the process and inform you along the way. You may be recovering from injuries, but you will receive peace of mind knowing your case is being professionally handed on your behalf.
Contact a personal injury lawyer after an accident
Lawyers at Snyder & Wenner, P.C. have extensive experience handling car accident claims and can help you understand the best course of action for your particular situation. Contact us today for a free consultation. We would be happy to review your case and answer any questions you may have.